Personal Savings Products
Platinum Money Market
- Interest bearing with premium tiered rates to reward higher balances
- Unlimited use of Hampton Roads Bankshares’ ATMs; four free withdrawals per month at non-Hampton Roads Bankshares ATMs
- Free online banking with bill pay
- Free TeleBanc access
- Free VISA Debit Card
- Imaged statements
- Maintain a minimum daily balance of $25,000 to avoid a $15.00 monthly maintenance fee
- Withdrawals in excess of six per month; $3.00 each *
Premier Money Market
- Interest bearing with competitive rates
- Unlimited use of Hampton Roads Bankshares’ ATMs; four free withdrawals per month at non-Hampton Roads Bankshares ATMs
- Free online banking with bill pay
- Free TeleBanc access
- Free VISA Debit Card
- Imaged statements
- Maintain a minimum daily balance of $1,000 to avoid a $15.00 monthly maintenance fee
- Withdrawals in excess of six per month; $3.00 each *
* Federal regulations allow a total of six of the following withdrawals each monthly cycle from a money market account: automatic deductions to pay bills, wire transfers and telephone and online transfers. Money Market account holders may also make up to three payments by check or debit card, which counts toward the total of six withdrawals.
Premium Savings
- Premium interest rates with easy access to your money
- ATM card available
- Maintain a minimum daily balance of $10,000 to avoid a $25.00 quarterly maintenance fee
- Withdrawals in excess of six per quarter, $10.00 each
Basic Savings
- Competitive interest rates
- ATM card available
- Maintain a minimum daily balance of $100 to avoid a $10.00 quarterly maintenance fee (Waived for minors)
- Withdrawals in excess of six per quarter, $3.00 each
Certificates of Deposit
- Competitive interest rates – Call us at 1-866-867-8500 for today’s rates
- Terms range from 7 days to 60 months
- Open with as little as $500
Individual Retirement Accounts (IRAs)
- Traditional
- Roth
- SEP
- Coverdell Education Savings Accounts
- Start saving for your retirement with as little as $500
Holiday Clubs
Save for the holidays the easy way!
- Customers can make deposits in any amount at any time.
- Customers may make up to 2 withdrawals per year without penalty or loss of interest.
- Interest will be paid on customers balance and club checks will be mailed mid October of each year... just in time for holiday shopping!
For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.
24 Hour Account Access · 1-800-597-0162
www.bankofhamptonroads.com · www.gatewaybankandtrust.com · www.shorebank.com
For questions, please call us at 1-866-867-8500
