Personal Checking Products
Elite Checking
- Interest bearing with premium rates to reward higher balances
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card,draft, etc.)
- Free “Elite Banking” checks
- Free online banking with bill pay
- Free TeleBanc access
- Free VISA Debit Card
- Free Premium Savings account
- Imaged statements
- Maintain a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares’ ATMs; four free withdrawals per month at non-Hampton Roads Bankshares ATMs
- Overdraft protection available
- OOPS! Coupon redeemable for one NSF fee refund
Premium Checking
- Interest bearing
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft,etc.)
- Free specialty checks
- Free online banking with bill pay
- Free TeleBanc access
- Free VISA Debit Card
- Imaged statements
- Maintain a minimum daily balance of $1,000 to avoid a $10.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares’ ATMs; four free withdrawals per month at non-Hampton Roads Bankshares ATMs
- Overdraft protection available
- OOPS! Coupon redeemable for one NSF fee refund
Essential Checking
- Unlimited check writing
- Unlimited electronic activity ACH, ATM, VISA® Debit Card, draft,etc.)
- Free specialty checks
- Free online banking with bill pay
- Free TeleBanc access
- Free VISA Debit Card
- Imaged statements
- Maintain a minimum daily balance of $500 to avoid a $5.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares’ ATMs
- Overdraft protection available
- OOPS! Coupon redeemable for one NSF fee refund
Totally Free Checking
- No monthly service charge
- No minimum balance requirement
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft,etc.)
- Free online banking with bill pay
- Free TeleBanc access
- Free VISA Debit Card
- Imaged statements
- Unlimited use of Hampton Roads Bankshares’ ATMs
- Overdraft protection available
Privilege Checking
Available to individuals age 55 +
- No monthly service charge with direct deposit or $500 minimum daily balance
- Interest bearing
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free specialty checks
- Free online banking with bill pay
- Free TeleBanc access
- Free VISA Debit Card
- Imaged statements
- Maintain a minimum daily balance of $500 or a monthly direct deposit to avoid a $5.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares’ ATMs
- Overdraft protection available
- OOPS! Coupon redeemable for one NSF fee refund
Health Savings Account
A way to pay for qualified medical expenses which could result in a tax advantage. Ask us for more details. Consult your tax advisor about your individual tax benefit.
- Competitive interest rates
- No monthly maintenance fee
- Free VISA® Debit Card
For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.
Bank of Hampton Roads is participating in the FDIC’s Transaction Account Guarantee Program.
Under the Transaction Account Guarantee Program, through June 30, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
FDIC Transaction Account Guarantee Program
24 Hour Account Access · 1-800-597-0162
www.bankofhamptonroads.com · www.gatewaybankandtrust.com · www.shorebank.com
For questions, please call us at 1-866-867-8500
