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At the Bank of Hampton Roads, we like to meet everyone who applies for a loan.
Our loan officers will provide you with personal service. They will help you determine what type of loan best serves your needs and help you fill out an application.
Most loan applications can be processed in less than 24 hours.
To set up an appointment with one of our loan officers, give us a call.
To apply for a loan, you simply fill out a loan application with one of our loan officers. Usually, we only need the following information:
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Purpose of loan and the amount you wish to borrow
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Your personal information
Name, date of birth, social security number, local address and phone number.
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Your employment information
Employer's name, address, and phone number.
Your position/rank and the number of years you've been working there.
If you've been with your current employer less than five years, we also need the name and address of your former employer, your position/rank at your former employer, and the number of years you worked there.
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Your income information
Your income from your regular employment.
Any other sources of income and the amount (you are not required to reveal alimony, child support, or separate maintenance income).
A pay stub, tax return, or other verification of income.
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Your banking information
The types of personal accounts and the name of your bank.
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Your loans and payment information
Information on any loans or payments you have (such as a car loan, rent, or mortgage).
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