Business Checking Products
Free Enterprise Checking
- No monthly service charge
- No minimum balance requirement
- Up to 500 combined transactions per month (checks paid, deposits, deposited items, and ACH debits and credits); $0.50 fee per item over 500
- Free online banking
- Free bill pay
- Free TeleBanc access
- Free Business VISA® Debit Card
- Imaged statement, e-statement or for a low monthly fee, a CD-ROM
- Overdraft protection available
Commercial Business Checking
- No minimum balance requirement
- Use earnings credits to offset activity charges
- Low monthly maintenance fee
- Deposits $0.45; deposited items $0.10; checks paid $0.16, deposit corrections $5.00
- Free online banking with bill pay
- Free TeleBanc access
- Free Business VISA® Debit Card
- Cash Management, Merchant Services and Remote Deposit Capture services available
- Imaged statement, e-statement or for a low monthly fee, a CD-ROM
- Overdraft protection available
Elite Business Checking
Available to sole proprietorships and qualified non-profit organizations only.
- Interest bearing with premium rates to reward higher balances
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free online banking with bill pay
- Free TeleBanc access
- Free Business VISA® Debit Card
- Imaged statement, e-statement or for a low monthly fee, a CD-ROM
- Maintain a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares’ ATMs; four free withdrawals per month at non-Hampton Roads Bankshares ATMs
- Overdraft protection available
Cash Management Services
- ACH Origination
The origination of direct deposit of payroll, employee reimbursements, vendor payments or pre-authorized debits. - Account Analysis
Receive an accurate and detailed statement of your banking service charges and earnings allowance credits. - Business Online Banking
Receive important information about your account online and perform a number of different banking transactions:
- Account balances, transactions and transfers
- View check images
- ACH and wire transfers
- Stop payments
Merchant Services
We process all major credit cards 24 hours a day, 365 days a year. Securely access your account activity from any computer with an Internet connection. Toll-free customer service available 24 hours a day to help with technical questions.
Remote Deposit Capture
Make check deposits electronically from any desktop – all you need is a small desktop scanner, a PC, an Internet connection and our Remote Deposit Capture software. Remote Deposit Capture scans the paper checks from your desktop and electronically sends the funds to the Bank, making your funds available sooner.
For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees.
Bank of Hampton Roads is participating in the FDIC’s Transaction Account Guarantee Program.
Under the Transaction Account Guarantee Program, through June 30, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
FDIC Transaction Account Guarantee Program
24 Hour Account Access · 1-800-597-0162
www.bankofhamptonroads.com · www.gatewaybankandtrust.com · www.shorebank.com
For questions, please call us at 1-866-867-8500
