Fraud Alert
Actions to take if you think you've been a victim of Identity Theft
- If you think you've been a victim of identity theft, immediately contact the fraud division of the credit reporting companies and request that a "fraud alert" be placed in your file. Ask that no new credit be granted without your approval. The credit reporting agencies have agreed to notify one another when an individual places a fraud alert in his credit file. The individual need only call one of the credit reporting agencies.
Fraud Divisions for the Major Credit Reporting Agencies
Equifax:
1-800-525-6285
Experian:
1-888-397-3742
TransUnion:
1-800-680-7289
- Notify the Social Security Administration by calling 1-800-772-1213 or visiting www.ssa.gov.
- Notify your local Bank of Hampton Roads, Shore Bank, or Gateway Bank branch or call (1-866-867-8500).
- Notify any other grantors of credit of the fraud, and then file a police report. You should never send originals of your documentation -- always make copies.
- Remember to keep detailed records of all events once you ascertain that your identity has been stolen. Include names, telephone numbers, and the date and time you made contact with individuals or companies requesting assistance.
Where to go to obtain additional information on Identity Theft
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Credit Reporting Companies |
Equifax: 1-800-525-6285
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U.S. Government |
Federal Trade Commission Identity Theft Hotline: |
